Hail Damage Insurance Claims In Metro Denver

How Abraham Benson Roofing Can Help With Your Metro Denver Hail Damage Insurance Claim

Abraham Benson Roofing provides comprehensive support throughout your hail damage roofing claim process.

Our team begins by thoroughly inspecting and documenting hail damage to your shingles and roofing components.

We then help review your insurance policy to identify coverage details and ensure nothing is overlooked.

When your insurance adjuster arrives, Abraham Benson Roofing will be on-site to meet directly with them, presenting clear evidence of the damage and advocating for the correct scope of repair or replacement.

Finally, we assist you with completing and submitting final loss documentation, ensuring your claim is processed efficiently and fairly.

*Has your insurance company denied coverage for your hail damage? It’s not too late! Give Abraham Benson Roofing a call and let us advocate on your behalf. We have facilitated countless coverage appeals that we have successfully won for our customers!

Phone Number:

(303) 532-6319

Email:

wes@abrahambensonroofing.com

Hours:

Monday – Saturday: 7 AM – 5 PM
Sunday: Closed

Hail Damage Roof Repair In Metro Denver

Hailstorms can strike without warning, leaving behind a trail of damage to rooftops, gutters, and shingles. The aftermath can be devastating, leading homeowners to seek prompt repair solutions. When your roof suffers hail damage, it’s crucial to find a reliable roof repairer who can restore your home’s protection and aesthetic appeal as quickly and as stress-free as possible.

Abraham Benson Roofing works directly with your insurance company to streamline the hail damage claim process, ensuring all damages are properly documented and covered. Our experienced team advocates on your behalf to help you receive the full benefits of your policy without added stress.

We not only restore the integrity of your roof but also enhance its overall aesthetics, adding value to your home. Our skilled roofers are equipped with the knowledge and tools to handle varying degrees of hail damage. We prioritize quality, ensuring that your roof remains strong and durable against future weather challenges as well.

Ask us about Class 4 Impact Resistant shingles! These specialty shingles not only provide additional protection against hail damage, but many insurers will also offer a significant discount on your Homeowners Policy if your roof material is a Class 4 shingle.

Understanding Hail Damage

Hailstorms can lead to various types of damage to your roof, including:

Dented Shingles: Hailstones can cause shingles to become dented or cracked, compromising their effectiveness in preventing water infiltration.
Granule Loss: Hail impact can strip away the protective granules on shingles, reducing their lifespan and exposing the underlying material to the elements.
Cracked or Broken Tiles: For roofs with tiles, hail can crack or break these tiles, leading to vulnerabilities in your roofing system.
Leak Formation: The damage caused by hail can create openings for water to seep into your roof, potentially causing leaks and water damage to your home’s interior.

How Hail Damages Roofs

Hail varies in size and severity but even small hailstones can damage roofing materials. Here’s how:

Asphalt Shingles: Hail knocks off protective granules, causing bald spots and reducing UV protection. Cracks and bruises may form.
Tile Roofs: Clay and concrete tiles can chip, fracture, or shift.
Metal Roofs: Hail can cause visible dents and loosen seams or fasteners.
Flat Roofs: Membranes may puncture or tear, leading to leaks.

Damage isn’t always obvious—especially on high or steep-pitched roofs—so a professional inspection is always recommended after a hail event.

Signs of Hail Damage To Your Roof

Visible Damage

After a hailstorm, inspect your roof for visible signs of damage. Look for dented, cracked, or missing shingles or tiles. Also, check for dents on metal components such as flashing or vents.

Granule Accumulation

Check your gutters and downspouts for an accumulation of granules. If you find a significant amount of granules, it’s an indicator that your shingles have suffered granule loss due to hail impact.

Water Stains or Leaks

Inside your home, look for water stains on ceilings and walls. These stains could be a sign of a leak caused by hail damage that has compromised your roof’s integrity.

Increased Energy Bills

If you notice a sudden increase in your energy bills, it could be due to compromised insulation caused by hail damage. Damaged roofing materials might lead to reduced energy efficiency.

Will Insurance Cover Hail Damage to My Roof?

In most cases, yes—but it depends on your policy. Here are key coverage details:

Covered perils: Most homeowners policies cover “sudden and accidental damage,” including hail.
Deductibles: You’ll pay your deductible amount out of pocket before insurance pays the rest.
ACV vs. RCV: Some policies pay Actual Cash Value (ACV)—depreciated value—while others pay Replacement Cost Value (RCV) for full repairs. Check your policy.

Older roofs may be excluded from full replacement, and coverage for cosmetic-only damage may be limited.

Step-by-Step: How to File a Roof Hail Damage Claim

1. Inspect Your Property Safely

After a hailstorm, walk around your home and look for signs:

Dislodged shingles or roofing material
Granules near downspouts
Dents on gutters, siding, or window screens
Water spots on ceilings or attic sheathing

Avoid climbing on the roof. Instead, call a licensed roofing contractor for a free hail damage inspection.

2. Document the Damage

Take time-stamped photos of visible damage, including ground-level signs and hailstones (if possible). This will support your claim and help prove the storm occurred.

3. Contact Your Insurance Company

Call your homeowners insurance provider or file a claim through their online portal. You’ll receive a claim number and an adjuster appointment for further inspection.

4. Schedule an Inspection with Your Roofer

Have your roofer meet the insurance adjuster on-site. A contractor experienced in storm damage can advocate for a fair assessment, point out less visible damage, and make sure nothing is overlooked.

5. Review Your Claim Estimate

Once the adjuster submits their report, you’ll get a repair estimate (known as a “Scope of Loss”). This includes costs, depreciation, and your deductible.

If the estimate is too low or missing key repairs, your contractor can help file a supplemental claim with proper documentation.

Why You Need a Roofing Professional

Insurance adjusters often miss damage or underestimate repair costs. A qualified roofing contractor can:

Perform a thorough inspection
Provide a detailed, line-item estimate
Meet with the adjuster
Assist with supplement claims
Ensure code-compliant repairs

Working with a local contractor also means they understand Colorado-specific roofing codes and hail patterns—critical for accurate claims.

Contact Us Today!

Dealing with hail damage can be stressful—but filing a homeowners insurance claim doesn’t have to be. By working with a trusted local roofing contractor and understanding your rights, you can navigate the process smoothly and ensure your home is fully protected.

If your roof was damaged in a recent storm, don’t delay. Timely action ensures better results and reduces the risk of hidden leaks or structural problems.

REQUEST A FREE ROOF INSPECTION: 303-532-6319

Why Choose Us?

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Timeliness & Cleanliness:

At Abraham Benson Roofing, we show up on time, every time. Most residential jobs are completed within 1-2 days and we leave your home and property in immaculate condition.

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No Financial Risk:

Unlike most contractors, we do not require a down payment until we are at your home and ready to start working. If you have a homeowners claim, we can often waive the down payment until you have received your claim check.

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Quality Workmanship:

At Abraham Benson Roofing, every project is built with precision and care. Our skilled team delivers consistent, high-quality craftsmanship you can see—and trust to last.

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Industry Knowledge:

With over 20 years in the construction industry, we bring deep expertise to every job. From materials to building codes, we know what works—and why it matters.

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Safety and Compliance:

We prioritise safety on every site. Our crews follow strict safety protocols and stay current with all local building regulations to ensure a compliant, risk-free project.

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Warranty and Insurance:

As any established contractor should, we provide a 10 year warranty on our work and we are fully insured for your protection, giving you peace of mind in case of any unexpected issues.

What Our Customers Say...

Hail Damage FAQs

How do I know if my roof has sustained hail damage?

Look for signs such as dents, cracks, or missing shingles. Our experts can also perform a thorough, no-obligation inspection.

How quickly should I address hail damage?

It’s best to address hail damage as soon as possible to prevent further issues.

Will my insurance cover the repairs?

Many insurance policies cover hail damage repairs. We can assist you in navigating the claims process.

Can I DIY hail damage repairs?

DIY repairs might lead to further damage or void warranties, not to mention that it’s a dangerous task for anyone who is not an experienced roofer. It’s advisable to seek professional assistance.

What sets your service apart from others?

We have a longstanding record of successful claims handling on behalf of our customers. We frequently get denials overturned, as well as ensure the maximum payouts as per policy language.

Also, we do not require an upfront downpayment when your damage is claim related. We will wait until you receive payment from your insurance carrier, so you won’t have an additional out of pocket expense.